Giving gifts and travelling are two of the many joys that come with retirement. For some, retirement is a time to finally relax and enjoy a well-deserved break from the grind of work. For others, it’s an opportunity to pursue new hobbies and interests. No matter how you choose to Read more
Your super fund is there to help you save for retirement. But did you know that most super funds also offer insurance? Insurance can give you and your family peace of mind, knowing that you’re covered financially if something happens to you. There are a number of different types of Read more
Did you know there is literally billions of dollars currently sitting in uncontactable or inactive super accounts? You may have one of them! Lost super can occur because benefits are not transferred when people change jobs. Your super isn’t automatically transferred to your new fund – you have to do Read more
If you’re like most people, you’re probably looking for ways to save money on household expenses after retirement. Here are a few changes you can make to your home and household expenses post retirement that can help you stay within your budget. One way to save money on household expenses Read more
If you’re like most people, you probably don’t think too much about your super fund. But did you know that the fees you’re paying can have a big impact on your retirement savings? Let’s say, for example, that you have $100,000 in your super fund. If your fund charges fees Read more
If you currently hold more than one super fund, there can be significant benefits to consolidating those multiple accounts into a single account. One of the main benefits of consolidating your super funds is that you can save on fees. When you have multiple super funds, you may be paying Read more
As we approach retirement, many of us are looking forward to a time when we can finally relax and enjoy life. However, it’s important to be aware that our expenses may change after retirement. For some of us, our expenses will actually go down after retirement. This is because we Read more
Fund performance is typically measured by looking at the fund’s total return, which is the fund’s percentage gain or loss over a certain period of time, typically one year. When it comes to choosing a super fund, performance is definitely an important consideration. Super funds are required to disclose their Read more
When you choose to add your own money to your super fund, these are known as voluntary contributions. Over time these voluntary contributions can make a significant difference to your final super balance. Salary Sacrifice: This is when you make contributions from your gross salary. That is, contributions taken out Read more
Inflation eats away at your retirement money every single day, of every week, of every year! Therefore, it’s important to invest your money to offset the reduction of your spending power by inflation. What is inflation? Inflation is the rate at which prices for goods and services rise over time. Read more
