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Retirement planning for women is often influenced by life stages that can affect income, career progression, and long-term savings. Pregnancy leave, parental leave, and time spent away from the workforce are all common experiences for many Australian women, but they can also have a lasting impact on retirement outcomes. The superannuation gender gap is not caused by a single event. Instead, it develops over time through lower lifetime earnings, career interruptions, and reduced super contributions. Read more

Career breaks. Part-time work. Parental leave. The gender pay gap for Australian women doesn’t stop at their salaries. It follows them into retirement. By the time women reach retirement age, their superannuation balances are often significantly lower than men’s. In some cases, close to half. That gap doesn’t happen overnight. It builds slowly across years of work, income patterns and life decisions. If you’re thinking about retirement planning, this is where the conversation really starts. Read more

Career breaks. Part-time work. The superannuation gender gap. These are not abstract policy discussions for women — they are lived realities that can affect how secure retirement feels later in life. Australia’s retirement income framework is built on two pillars: the Age Pension and private savings, such as superannuation. The intention was not only to prevent poverty, but to improve income adequacy and long-term financial stability as Australians live longer. But policy design alone does Read more