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Why is it So Hard to Save for Retirement?

According to the Australian Government’s Status of Women Report Card 2024, the average gap in super between women and men (aged 60-64) moving onto the retirement stage is 25.1% (or $53,190).   The report also concludes that 34% of retired women place priority on their spouses’ finances to support their daily living costs during retirement.   Retirement has always been an afterthought for most people, but this is particularly the case for women. It could be that Read more…

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Financial Planning for Women

Helping You Achieve the Financial Freedom You Deserve Planning your finances can feel overwhelming, especially when juggling the often hidden and underappreciated responsibilities most women face every day. In fact, according to MoneySmart, 57% of women report feeling overwhelmed by their finances. But the tide is changing. More and more financial education and tools are available to help women take control of their money and build a secure financial future. At eairwoman, we’re here to Read more…

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Women’s Retirement Age Calculator

Plan Your Retirement with Confidence Retirement is one of life’s most significant milestones, but planning for it can feel overwhelming. When will you be ready to retire?How much will you need? The answers depend on your unique financial situation, goals, and lifestyle. That’s where our Retirement Age Calculator comes in. On the eairwoman app, our calculator helps you determine your ideal retirement age, offering personalised insights into your superannuation balance, potential income, and lifestyle needs. With Read more…

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The Gender Pay Gap in Australia: Causes and Calculations

Despite progress in workplace equality, the gender pay gap remains a persistent issue in Australia.  While recent data shows the gap is narrowing, women still, on average, earn less than men, impacting their financial security, career progression, and retirement savings.  Understanding what drives the pay gap and how it’s calculated is essential for addressing this inequality. This article explores the current state of the gender pay gap, its root causes, and what steps are being Read more…

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Understanding Maternity Leave Duration in Australia – What You Need to Know

Maternity leave is a vital part of preparing for a new baby, providing time to recover, bond, and adjust to life as a parent. In Australia, maternity leave entitlements vary depending on employment type, eligibility, and location. Understanding your rights can help you plan for this important life stage with confidence. At eairwoman, we’re here to empower you with the knowledge and tools to make informed decisions about your financial and career future. Let’s uncover Read more…

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Christmas on a Budget – A Financial Guide for Women

The festive season is one of the most joyful times of the year, but it can also be one of the most financially stressful. Between gifts, decorations, and holiday meals, the costs can add up quickly, leaving many women feeling overwhelmed. At eairwoman, we understand the importance of balancing the magic of Christmas with staying financially on track. That’s why we’ve put together this guide to help you enjoy the holidays while keeping your budget Read more…

Smart Money Moves: Investing Tips for Women in 2024

Smart Money Moves: Investing Tips for Women in 2024

Women have come a long way in breaking financial barriers, from earning their own income to thriving in the investment world.   A 2017 Fidelity study found that women’s investment portfolios outperformed men’s by 0.4%, showing their ability to make calculated and thoughtful financial decisions.  At eairwoman, we believe every woman deserves financial freedom.   This article will explore the challenges women face in investing, why it’s essential to invest, and actionable tips for building wealth in Read more…

How Does Maternity Leave Work in Australia? Eligibility, Payments, and Centrelink

How Does Maternity Leave Work in Australia? Eligibility, Payments, and Centrelink

Maternity leave is a crucial consideration for Australian women planning to start or extend their families. Knowing the A to Z of how maternity leave works, from eligibility to payments and how to access government assistance through Centrelink, is necessary for effective financial planning. This guide provides a comprehensive overview of what you need to know about maternity leave in Australia. Understanding Maternity Leave in Australia In Australia, maternity leave is formally recognised as Parental Read more…

Choosing a Super Fund – Part 6: How to Compare Superannuation Funds

Why compare superannuation funds? It is important to find a fund that best suits your individual needs and circumstances. Different funds have different fees and charges which can impact your retirement savings. Comparing super funds can help you to find the best performing fund for your needs. How do you compare super funds? There are a number of ways to compare superannuation funds in Australia. The easiest way is to use one of the many Read more…

How Much Super Will I Need – Part 5: Gift Giving and Holidays After Retirement

Giving gifts and travelling are two of the many joys that come with retirement. For some, retirement is a time to finally relax and enjoy a well-deserved break from the grind of work. For others, it’s an opportunity to pursue new hobbies and interests. No matter how you choose to spend your retirement, there’s no reason why you can’t include giving gifts and holidays as part of your post-retirement plans. There are lots of benefits Read more…